Description: The main purpose on this panel discussion is to deal with certain actions which private health insurance must take if the threat of socialized medicine and state health insurance is to be overcome. The panelists address the following issues: 1. How hospital and medical care needs are being met [or can be met] by health insurance plans, 2. The role of local, state and federal government agencies, and 3. The relations of hospitals and the medical profession. From Transactions of Society of Actuaries 1959, Vol. 11, No. 30 AB.